| Q. | How does getting a loan through KwikCash work? |
| A. | Getting a loan through KwikCash means that you have up to three (3) years to repay your loan at a lower annual percentage rate (APR) than our competitors. Manageable payments are automatically withdrawn from your bank account on the first of each month, according to the amount of your loan. Please see our ‘Rates’ page for more details. |
| Q. | Does my credit score affect anything? |
| A. | We will check your credit score with Experian to determine if you qualify. |
| Q. | Are there any fees other than the APR? |
| A. | There are no application fees or hidden fees. There may be additional late fees if you do not meet your repayment requirements. |
| Q. | What information do I need to apply? |
| A. | You will need a copy of your current driver’s license, a voided check from your current (active) checking account, and income documentation from the last two years of employment. |
| Q. | Is using KwikCash online safe? |
| A. | Yes, our website is secure and scanned by McAfee Web Secure daily to ensure complete security and privacy to our applicants. |
| Q. | How do I make my monthly payments? |
| A. | Payments are usually taken by ACH (Automated Clearing House), or in other words, taken directly from your checking account on the previously agreed upon due date. |
| Q. | May I pay my loan off early? |
| A. | Yes, there are no penalties for paying off your loan early. In fact, you are encouraged to do so. |
| Q. | How may I apply for a KwikCash loan? |
| A. | Simply Click Here to get started. |
