FAQ
HOW CAN WE HELP?
HOW DOES GETTING A LOAN THROUGH KWIKCASH WORK?
KwikCash loans are unsecured personal loans that have equal payments that are debited on a payment schedule that fits your needs. Payments are set up according to your direct deposit dates or pay schedule. Manageable payments are automatically withdrawn from your bank account, according to the amount of your loan. Please see our rates page for more details.
Does Kwikcash check my credit score?
Yes. We check your credit score with Experian.
What are your annual interest rates?
Click Here for our current rates.
Are there any fees other than the APR?
There are no application fees, origination fees, prepayment penalty fees or hidden fees.
How do I make monthly payments?
Payments are usually ACH (Automated Clearing House) debited from a checking account, or in other words, taken directly from your checking account on the previously agreed upon due date.
May I pay my loan off early?
Absolutely! There are no penalties for paying off your loan early. In fact, you are encouraged to do so.
How do I make extra payments?
Contact a customer service representative by calling 800-478-6230 or send an email to info@kwikcashonline.com with your additional payment request.
Can I check my account balance online?
Yes. Please Click Here to sign in.
Can I apply?
Yes. If you: Are at least 18 years old. Have a social security number. Have a valid checking account. Are a resident of California or Utah
What documents do I need to provide after the application is completed?
You will need a copy of your current driver’s license, a voided check from your current (active) checking account, a copy of your most recent bank statement or bank verification.
Is applying on www.kwikcashonline.com safe?
Absolutely, our website is set up and maintained to ensure our customers’ information is secure. There is Secure Socket Layer connection, SSL, is the standard technology that ensures all the data that passes between a web server and a browser – passwords, credit card information, and other personal data – stays private and ensures protection against hackers. Our website is also scanned by McAfee Web Secure and Norton daily to ensure complete security and privacy to our applicants.
How may I apply for a KwikCash loan?
Simply Click Here to get started.