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How does KwikCash work?

Does my credit report need to be spotless?

Absolutely not! KC extends its services to individuals with varying credit types, distinguishing itself from local banks that often cater to a limited clientele. Our philosophy centers on making loans accessible to everyone, prioritizing your ability to repay. We look at your banking history and confirm your employment to help us with our decision-making process. Discrimination has no place in our approach.

Does Kwikcash check my credit score?

What are your interest rates?

Are there any fees other than the APR?

May I pay my loan off early?

Can I check my account balance online?

What if I only need to borrow money for a short time?

How do I become eligible for a loan?


How long does the application process take?

Our application is 3 minutes tops! Everything can be done online and on-the-go via mobile. We make it easy! If you have already applied click here to check your application status

How can I check my application status?

Am I eligible to apply?

I've just applied, how long will it take to know when I'm approved?

Is applying on safe?

How may I apply for a KwikCash loan?

Is it all online or can I come into a store?

What is a bank verification and why is this needed?

What if I do not have an online bank account?

I am having trouble with automated bank verification. What should I do?