RATES & TERMS
Choose your state of residence to learn about your loan options
LOAN RATES IN UTAH
LOAN AMOUNT RANGES: $500 - $1,500
LOAN TERM: 6 - 20 Months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
LOAN RATES IN ALABAMA
LOAN AMOUNT RANGES: $2,000
LOAN TERM: 12 - 24 Months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
LOAN RATES IN MISSISSIPPI
LOAN AMOUNT RANGES: $501 - $1,500
LOAN TERM: 7 - 11 Months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
LOAN RATES IN SOUTH CAROLINA
LOAN AMOUNT RANGES: $601 - $1,500
LOAN TERM: 6 - 20 Months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
Consumer Rights and Responsibilities Regarding Loans (Opens in PDF)
LOAN RATES IN MISSOURI
LOAN AMOUNT RANGES: $500 - $1,500
LOAN TERM: 6 - 20 Months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
Compliance with Missouri Regulations
We operate in compliance with regulations via our lending license below
LOAN RATES IN IDAHO
LOAN AMOUNT RANGES: $500 - $1,500
LOAN TERM: 6 - 20 Months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
LOAN RATES IN WISCONSIN
LOAN AMOUNT RANGES: $500 - $1,500
LOAN TERM: 6 - 20 Months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
LOAN RATES IN CALIFORNIA
LOAN AMOUNT RANGES: $10,000
LOAN TERM: 60 months
KwikCash is a premier California unsecured loan provider, which means that you don't have to tie your loan to an asset that will serve as collateral.
KwikCash makes a wide spectrum of loan products available to accommodate customers with a range of credit scores. Our standard rate is 99% APR for those residing in CA. Published rates are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.
KwikCash contracts for: a late fee of $10 for each payment that is not made within 10 days of its due date; a returned payment fee of $15.00 for each payment made by check, negotiable order of withdrawal or share draft that is returned by a depository institution; and, reasonable collection costs and attorneys’ fees if KwikCash must pursue collection, or hire an attorney, to collect what you owe. Please see your loan agreement for the APR and other terms applicable to your loan.
You are in charge of how much interest you pay
Pay your loan back as soon as you can for the best savings
No pre-payment penalty fees on early payoffs
KwikCash makes a wide spectrum of loan products available to accommodate customers with a range of credit scores. The lowest rates and higher loan amounts are reserved for customers with excellent credit. Actual rates vary by applicant depending on state of residence, your supporting documentation, and underwriting. Published rates are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.
KwikCash contracts for: a late fee of $10 for each payment that is not made within 10 days of its due date; a returned payment fee of $15.00 for each payment made by check, negotiable order of withdrawal or share draft that is returned by a depository institution; and, reasonable collection costs and attorneys’ fees if KwikCash must pursue collection, or hire an attorney, to collect what you owe. Please see your loan agreement for the APR and other terms applicable to your loan.
Kwikcash Inc. is an installment lender offering loans to residents in those states where permitted by law. The content of Kwikcashonline.com does not signify a solicitation or offer for loans in all areas. Areas of operation may change with or without notice. Services mentioned on this website may or may not be available in your particular area.
Terms: You must be at least 18 years of age to be eligible for this offer. Information contained in your credit report was used for this offer. You received this offer because you met certain criteria for creditworthiness. You must continue to meet the criteria used to select you for this offer and our creditworthiness criteria, including our ability to verify the amount of your income and debts. The total monthly payments that you will make as of the date your loan is made (including the loan for which you will have from KwikCash), cannot exceed 25% of your regular net monthly income. This offer is non-transferable. You will not need to provide personal or real property as security for the loan. You are not eligible for this offer if you have a current loan balance outstanding with KwikCash unless you agree to combine the offered loan with your current loan balance outstanding.