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RATES & TERMS

Choose your state of residence to learn about your loan options

LOAN RATES IN CALIFORNIA

LOAN AMOUNT RANGES: $10,000

LOAN TERM: 36 - 60 Months

APR RANGE: 87% - 99%

We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.

Notice to California Customers: In California, loans are made pursuant to California Finance Lender License No. 603 J117 issued by the California Department of Business Oversight and In accordance with the California Finance Lenders law. California customers can contact Kwikcash Inc. at 9150 Irvine Center Drive, Irvine CA 92618 Ph. 800-478-6230.

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LOAN RATES IN UTAH

LOAN AMOUNT RANGES: $500 - $1,500

LOAN TERM: 6 - 20 Months

We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.

UT Consumer Code section 70C” to “Utah Consumer Credit Code, Title 70C of the Utah Code,” despite the fact that KwikCash’s Acknowledgment of Consumer Credit Notification, available at https://www.kwikcashonline.com/app/uploads/2017/06/kwikcash-license-ut.pdf (accessed June 4, 2018), refers to “section 70C of the Utah Code.” Except where its provisions state otherwise, the Utah Consumer Credit Code, Utah Code Ann. §§ 70C-1-101 et seq. (“UCCC”), applies to: all credit offered or extended by a creditor to an individual person primarily for personal, family, or household purposes.

Utah Code Ann. § 70C-1-201. The UCCC does not exempt unsecured, consumer-purpose installment loans of $500 to $1,500. See Utah Code Ann. § 70C-1-202. As a result, the UCCC applies to these loans, and KwikCash should refer to the UCCC in its disclosure

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LOAN RATES IN ALABAMA

LOAN AMOUNT RANGES: $2,000

LOAN TERM: 12 - 24 Months

We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.

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LOAN RATES IN MISSISSIPPI

LOAN AMOUNT RANGES: $501 - $1,500

LOAN TERM: 7 - 11 Months

We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.

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LOAN RATES IN SOUTH CAROLINA

LOAN AMOUNT RANGES: $601 - $1,500

LOAN TERM: 6 - 20 Months

We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.

Consumer Rights and Responsibilities Regarding Loans (Opens in PDF)

Maximum Rate Schedule (Opens In PDF)

Consumer Rights Brochure (Opens in PDF)

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LOAN RATES IN MISSOURI

LOAN AMOUNT RANGES: $500 - $1,500

LOAN TERM: 6 - 20 Months

We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.

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LOAN RATES IN IDAHO

LOAN AMOUNT RANGES: $500 - $1,500

LOAN TERM: 6 - 20 Months

We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.

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LOAN RATES IN NEW MEXICO

LOAN AMOUNT RANGES: $1,000 - $2,000

LOAN TERM: 12 - 18 Months

We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.

See License

LOAN RATES IN WISCONSIN

LOAN AMOUNT RANGES: $500 - $1,500

LOAN TERM: 6 - 20 Months

We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.

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You are in charge of how much interest you pay
Pay your loan back as soon as you can for the best savings

No pre-payment penalty fees on early payoffs

No pre-payment penalty fees on early payoffs

 

KwikCash makes a wide spectrum of loan products available to accommodate customers with a range of credit scores. The lowest rates and higher loan amounts are reserved for customers with excellent credit.  Actual rates vary by applicant depending on state of residence, your supporting documentation, and underwriting. Published rates are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.

 

KwikCash contracts for: a late fee of $10 for each payment that is not made within 10 days of its due date; a returned payment fee of $15.00 for each payment made by check, negotiable order of withdrawal or share draft that is returned by a depository institution; and, reasonable collection costs and attorneys’ fees if KwikCash must pursue collection, or hire an attorney, to collect what you owe. Please see your loan agreement for the APR and other terms applicable to your loan.

 

Kwikcash Inc. is an installment lender offering loans to residents in those states where permitted by law. The content of Kwikcashonline.com does not signify a solicitation or offer for loans in all areas. Areas of operation may change with or without notice. Services mentioned on this website may or may not be available in your particular area.

Terms: You must be at least 18 years of age to be eligible for this offer. Information contained in your credit report was used for this offer. You received this offer because you met certain criteria for creditworthiness. You must continue to meet the criteria used to select you for this offer and our creditworthiness criteria, including our ability to verify the amount of your income and debts. The total monthly payments that you will make as of the date your loan is made (including the loan for which you will have from KwikCash), cannot exceed 25% of your regular net monthly income. This offer is non-transferable. You will not need to provide personal or real property as security for the loan. You are not eligible for this offer if you have a current loan balance outstanding with KwikCash unless you agree to combine the offered loan with  your current loan balance outstanding.