RATES

LOAN RATE IN CALIFORNIA

LOAN AMOUNT RANGES

$2,500 - $5,000

LOAN TERM

36 - 48 Months

APR RANGE

99% - 199%

You are in charge of how much interest you pay
Pay your loan back as soon as you can for the best savings

No pre-payment penalty fees on early payoffs

We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.

Notice to California Customers: In California, loans are made pursuant to California Finance Lender License No. 603 J117 issued by the California Department of Business Oversight and In accordance with the California Finance Lenders law. California customers can contact Kwikcash Inc. at 9150 Irvine Center Drive, Irvine CA 92618 Ph. 800-478-6230.

LOAN RATE IN UTAH

LOAN AMOUNT RANGES

$300 - $2,500

LOAN TERM

6 - 36 months

You are in charge of how much interest you pay
Pay your loan back as soon as you can for the best savings

No pre-payment penalty fees on early payoffs

We tailor the rates and terms of our loans to your unique financial situation and they may vary by program. The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.

UT Consumer Code section 70C” to “Utah Consumer Credit Code, Title 70C of the Utah Code,” despite the fact that KwikCash’s Acknowledgment of Consumer Credit Notification, available at https://www.kwikcashonline.com/app/uploads/2017/06/kwikcash-license-ut.pdf (accessed June 4, 2018), refers to “section 70C of the Utah Code.” Except where its provisions state otherwise, the Utah Consumer Credit Code, Utah Code Ann. §§ 70C-1-101 et seq. (“UCCC”), applies to: all credit offered or extended by a creditor to an individual person primarily for personal, family, or household purposes.

Utah Code Ann. § 70C-1-201. The UCCC does not exempt unsecured, consumer-purpose installment loans of $300 to $2,500. See Utah Code Ann. § 70C-1-202. As a result, the UCCC applies to these loans, and KwikCash should refer to the UCCC in its disclosure

 
 
 
 

 

KwikCash makes a wide spectrum of loan products available to accommodate customers with a range of credit scores. The lowest rates and higher loan amounts are reserved for customers with excellent credit. Our lowest rate is 99% APR and the highest rate is 199% APR, but actual rates vary by applicant depending on state of residence, your supporting documentation, and underwriting. Published rates are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.

 

KwikCash contracts for: a late fee of $10 for each payment that is not made within 10 days of its due date; a returned payment fee of $15.00 for each payment made by check, negotiable order of withdrawal or share draft that is returned by a depository institution; and, reasonable collection costs and attorneys’ fees if KwikCash must pursue collection, or hire an attorney, to collect what you owe. Please see your loan agreement for the APR and other terms applicable to your loan.

 

Kwikcash Inc. is an installment lender offering loans to residents in those states where permitted by law. The content of Kwikcashonline.com does not signify a solicitation or offer for loans in all areas. Areas of operation may change with or without notice. Services mentioned on this website may or may not be available in your particular area.