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NOTICE TO MARRIED APPLICANTS: No provision of a marital property agreement, a unilateral statement under s. 766.59 or a court decree under s. 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred.
For California Applicants: If you are married, you may apply for a separate account.
Important Information about Procedures for Opening a New Account:To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you:When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
I/We agree that by submitting this loan application to Kwikcash, all of the following will also apply: (a) Kwikcash and its agents may monitor and record telephone calls regarding this loan application and, if approved, a loan to me/us to assure the quality of service or for other reasons; (b) I/we expressly consent to Kwikcash and its agents use of prerecorded/artificial voice messages, text messages and/or automatic dialing equipment while processing this loan application and, if approved, the servicing or collecting on a loan to me/us, as the law allows; (c) I/we agree that Kwikcash and its agents may take these actions to contact me/us using any telephone number(s) that
I/we provide in this loan application or in the future, even if the number is for a mobile telephone and/or using the number results in charges to me/us by my/our mobile service provider; and (d) I/we agree that if I/we provide an e-mail address in this loan application or in the future, Kwikcash and its agents may contact me/us by e-mail regarding this application and, if approve, a loan to me/us, notwithstanding the fact that e-mail is not a secure means of communication and that there is a possibility that a third party may see the e-mail, and I/we represent that any e-mail address provided is my/our e-mail address alone. After entering into a loan agreement with Kwikcash, I/we acknowledge
that I/we can at any time opt-out of the communications described in this paragraph by calling or writing to Kwikcash and, as applicable, its successor or assignee to the interests in my/our loan agreement, and asking to stop using electronic means to contact me/us.
I understand that by providing my wireless telephone number(s) and/or email address(es) now or in the future, I expressly consent and agree to the use of recorded/artificial voice messages and/or automatic telephone dial devices that may contain my non-public information. My consent and agreement covers the use of these contact methods to call or send text to the wireless telephone number(s) and to send text or email messages to the email address(es) I provide to you, for which I may incur a charge. My consent and agreement includes, but is not limited to, the transmission of information related to my loan application, such as my bank verification, via text message.
KC Text Message Policy:By providing your cell phone number, you have provided us with consent to send you text messages in conjunction with the services you have requested. Your cellular provider's Msg&Data Rates May Apply to our confirmation message and all subsequent messages. Please notify us immediately if you change mobile numbers or plan to provide your phone to another person. If we modify this Text Message Policy, we will notify you by sending you a text message with a link to the new policy. We may terminate our text message program at any time. If you have any questions about this policy, would like us to mail you a paper copy of this policy or are having problems receiving or stopping our text messages, please contact us using the following information: Kwikcash 9150 Irvine Center Drive Irvine, CA 92618. You agree and consent to be contacted by the Company, Our agents, employees, attorneys, affiliates, subsequent creditors, loan servicing companies, and third-party collectors through the use of email, and/or telephone calls and/or SMS text messages to your cellular, home or work phone numbers, as well as any other phone number you have provided in conjunction with this account. Opt-out or STOP This policy applies to the text messages sent by Kwikcash to our customers while and after they use our product. If you wish to stop receiving marketing text messages from Kwikcash, reply to any text message we have sent you and in the reply text simply type STOP. [If you wish to stop receiving all text messages from Kwikcash, including those with information about payment due dates or missed payments, type STOP ALL in the reply text you send us.] Your stop request will become effective [within one day]. You may also stop text messages by calling us [or emailing us] using the contact information below. Info@kwikcashonline.com or 1-800-478-6230. Help or Support If at any time you need our contact information or information on how to stop text messages, reply to any text message we have sent you and in the reply text simply type HELP.